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Don't Format Manuscripts Journals should use a generic submission format until papers are accepted. Scaramouche, your manuscript has now been reviewed. Based on the comments made by the referees, I decided to reject your paper for publication in our journal. Although I realize you will be disappointed by this decision, I nonetheless hope that the comments made by the referees will be helpful for you to resubmit your ms to another journal.' Researchers are evaluated on the quantity of papers and the 'quality' of the journals in which they publish, so there is pressure to submit to the 'most prestigious' publication possible. ![]() Partly for this reason, the chances of seeing one's paper accepted at first submission are meager, and nobody is spared the high rejection rate. Of course, rejected papers are rarely junk science that do not deserve publication, so most of them are simply resubmitted. Resubmission involves reformatting the manuscript following the next journal's guidelines. You could get the impression that article formatting has become as important as the scientific content to the journals. It has even become part of the peer review process—referees are often asked to verify fulfilment to the journal's guidelines. Mathematicians and physicists have circumvented the problem by using LaTeX software, which uses automatic templates provided by most journals in those disciplines. ![]() But, as it requires a basic working knowledge of computer programming, nonprogramming scientists seldom use LaTeX. For the majority of scientists, resubmission is a substantial time loss. We surveyed journal editors to assess LaTeX usage in different scientific disciplines and to estimate the number of submissions until manuscript acceptance. We randomly selected ten journals from each of 13 different scientific disciplines of the ISI Web of Knowledge database (Table 1). For each journal, we recorded the guideline words count (proxy of the time spent formatting) and the number of manuscripts published in 2007. Additionally, we sent a simple questionnaire to editors inquiring about the number of manuscripts submitted (to calculate rejection rate) with or without LaTeX for 2007. Editors of 54 journals responded to our survey. Rejection rate was available for 35 journals. Related Articles We did not detect any differences in the rejection rate among scientific disciplines (P = 0.08). A higher rate of submission using LaTeX was found for Mathematics, Statistics, and Physics (Table 1). The guidelines for authors were longer for non-LaTEX-using disciplines (P 95% chance of being accepted. The time devoted to formatting thus is not negligible. As a person who uses Latex and nothing but Latex for all of my scientific publications, I was frankly astonished to read that scientists whose work does not require programming do not use Latex, and moreover, will not switch to it. Let me say that more than twenty five years ago, when Latex was far less easy to use than it is today, I taught Latex to my secretary/typist in just two days! Moreover, changing formats in Latex merely requires editing a few lines in the file, whereas changing formats in other text processing systems such as MS Word essentially requires going over the file LINE BY LINE and making changes 'by hand'. It is no wonder that those who do not use Latex spend a huge amount of time to reformat. To me the moral is blindingly obvious: Switch to Latex even if you do not 'know programming' and your papers do not have a single equation in them! Is is surprising that we should find this article today, after decades of word processing, and yet we all get excited about it. LaTeX is probably easier than learning to use Word style features and avoid going line-by-line, which is NOT the sensible way to go. NTo me, formatting requests by journals have two reasons: if paper is accepted it's ready to go to typesetting, no waste of time for the journal; and, it is a motivation filter, like 'think twice before submitting to us'. Shall publishers accept less stringent rules? Let me echo one of the comments already here --- the use of LaTeX does NOT require the ability to program. If you want to mess around with Plain TeX you can certainly program, but LaTeX is specifically designed to remove that requirement. The existence of thoroughly integrated editor/LaTeX packages with graphical user interfaces (MikTeX for Windows, TeXShop for Mac, and others) makes using LaTeX no more difficult than using MS Word. In fact, I would say it is easier. N nOh yes, LaTeX is also free. My complements to Drs. Brischoux and Legagneux on raising an insightful point that should have been addressed long ago. As a medical writer, I have learned (painfully) the importance of creating the original manuscript in the format that will be required by the first journal to which an article will be submitted, rather than creating the article first and then massaging it into the desired format later. Articles from Proceedings of the National Academy of Sciences of the United States of America are provided here courtesy of National Academy of Sciences. Formats: Summary;|; Page Browse;|; PDF (184K);|; Citation. Share on Facebook Facebook Share on Twitter Twitter Share on Google Plus Google+. National Academy of Sciences. Contact; Feedback. PNAS Plus articles. Authors writing their papers in LaTeX should use our LaTeX template. ![]() This is, I fear, either a trivial question or one that can best be answered with 'you need to learn to read a.CLS file', but either way it reflects a poor grasp of LaTeX, to which I plead guilty. Anyway, I have recently been getting to grips with the PNASTWO template that is recommended for preparing LaTeX. Submitting LaTeX Files. The PNAS LaTeX template is available on Overleaf. Overleaf allows authors to easily create their submissions using a PNAS formatted LaTeX. When designing pnas ms word document, it is important to use style settings and tools. Microsoft Office provide a powerful style tool to help you manage your pnas ms. I've never had to resubmit, but I can only imagine the frustration of having to reformat in such a situation. N nMany of the members of the American Medical Writers Association (AMWA) are editors and belong to the World Association of Medical Editors (WAME). I think this would be a good place to at least begin addressing the uniform submission question and will do so, either in person or by proxy, at the AMWA national convention this October. N nNow I'd like to raise another topic for debate. Medical and scientific writers do much more than just collate data into a cogent, readable article using proper grammar and syntax. Sometimes we contribute more intellectual material to a paper than the primary investigators, who may be only figureheads or the coordinators of the technicians who have carried out the actual work. This can include creation of original material for the introduction, location and inclusion of appropriate references, and even interpretation of results. Often, a good writer will question the presentation of data, how it was obtained, and clarify the methods. Some may even check to make sure that the data make sense and bring apparent inconsistancies to the attention of the investigators. N nIt's time to acknowledge us for the value we bring to the scientific literature and allow us to be included as authors under the appropriate circumstances. Currently, writers may be added to the acknowledgements at the discretion of the primary authors, but this makes it seem as if our work is an afterthought. I suggest the inclusion of a secondary byline below the authors when a paper is written by a medical, scientific or technical writer to read 'written by XYZ.' Not only would this give credit where it is properly due, but it would also add to the transparency of many publications. I am puzzled by the most recent post. Is a 'medical writer' some kind of a ghost-writer? It sounds that way, but I may be misunderstanding, never having heard the term (I am a biologist, not in the medical field). N nIt seems to me that if a paper is written by someone who is not listed as one of the authors, the authors who are listed are guilty of scientific fraud. They will certainly have violated the standards I believe most journals list for the allocation of authorship credit. N nOr it this talking about writing commercial copy, for advertisements or publicity? In that case, the considerations are (obviously) different. The major journal publishers employ copyeditors to reformat manuscripts according to the house style. This should take care of UK vs US spelling, capitalisation/capitalization of headings, use of italics for latin terms such as 'et al', 'in vivo', and so on. N nThe biggest problem in resubmitting manuscripts is inappropriate reference citations. N nIf a journal uses APA/Harvard (author date) style references, there is no point in submitting an article with NLM/Vancouver (sequential numbering) citations and vice versa. N nThis is the one area authors need to get right. The adoption of a standardised reference citation style across biomedicine would be a huge step forward. You've suggested a solution that's far more trouble than the problem. We've all been using some type of reference managing software (e.g., Endnote or Reference Manager) for many years, so the process of re-formatting your manuscript only requires that you click on the alternate journal name, save the manuscript without codes, and possibly cut and paste the bibliography ahead of the tables and figures (this takes maybe 2 minutes). It would take considerably longer to learn to use a non-friendly type of software (which doesn't store references and their abstracts for future use). The formatting of a submitted article should be as simple as possible and uniform across all scientific journals to prevent the authors from wasting time making the manuscript look pretty. The vanity of scientific journals should not get in the way of facilitating the exchange of knowledge between scientists. N nBy the way, please correct a mistake in the text. The third paragraph reads '.Mathematicians and physicians have circumvented the problem.' It should read '.Mathematicians and PHYSICISTS.' Physicians are medical doctors. PHYSICISTS are scientists specialized in physics. The expert use of LaTeX refers to the latter. The notion that a generic document could be submitted until the ms is accepted is quite silly. This would require that the author(s) make an additional submission and that an additional reviewer go back and forth with the authors until the format is correct. With the current system (slightly flawed) the scientific reviewers are an extra set of eyes that make sure the format is correct upon sending it to final approval by the associate editor and editor. N nThe real problem is that different journals require different formats. If all journals required the same general format then certainly this problem would not exist. Majority of papers rejected are for two main reasons; i. Perceived quality of the work and 2.the desired quality of the journals. Baring major deviations, rejections do not and should not arise from style considerations. NThe format is a matter of style mostly for historical reasons than any deep sense of aesthetics etc. NOn the other hand, insisting on format for acceptance is asking for a commitment from the author while the journal itself offers none. A generic style that was argued for makes the bilateral commitment (time and effort) equal and fair. NWhat is the short term purpose of such an idea? Without doubt it saves time and effort to an unprecedented degree. I made a quick calculation. On average, if the total turn around time is 6-8 months for each paper and four rejections before acceptance, with at least five on the road for a lab, the time spent on pursuing the publications from the past work nearly equals and occasionally exceeds the actual research spent on current work. This is tragic. NOf this lost time, half is spent on reformatting, getting rid of which itself is very worthwhile. The other half is the time in communicating and awaiting a decision and start all over again for the next round of submissions. I am only counting those mansucripts that ultimately found a decent place for publication and not for burial. The case is self evident and these authors made a very good point. NThen there is the other half of the time lost. NSome journals regret that they have to reject more than 90% of otherwise acceptable pieces of work. Some regret (read boast) that they have rejected work that later led to a Nobel prize.The regret expressed is aimed at creating a market for the journal rather than spread of knowledge. Since the pressure for premium publications is high, the editors/journals should take the responsibility for their decisions, which is not the case so far. What is wrong in submitting to five journals at once? The journals that delay decisions can no longer do so since it would have been accepted by another journal. Its rejection also would not matter since they reject a major number any way. After acceptance by the journal only, the author would give permission to the journal to publish, with an undertaking that it would be withdrawn from other journals that have accepted or under consideration. I am sure the editors would all howl in protest for such a preposterous idea (actually they would ignore it summarily since that is their main line of defense), not because the idea is wrong, but because it removes the main argument that the editors make to keep the control to themselves without sharing it with the authors. Competitiveness in academic performance. That the editors and journals should perform to the satisfaction of their clientele and science itself has never entered explicitly in the structure of the publication world. The changing world also changes the value systems. NContrary to what one may think, all good things can happen without sacrificing quality by enhancing the options available to authors to save time and effort for non-academic content in processing. The central question is, are we really open minded to pursue the possibilities? I do substantive editing in medicine, dentistry, and the biological sciences and thus spend a great deal of time formatting manuscripts to journal specifications in Word (what most of these journals want). It is a serious pain to have to redo things if a paper is rejected. The medical journals have tried to enforce uniformity with the Vancouver style, but some journals cling to 'we've always done it that way,' and the biological sciences journals generally do not use Vancouver. My clients would appreciate a standard format also, as they have to pay me for reformatting. People copy old practices, good or bad. Many authors in biological sciences remain dependent on an outdated and expensive combination of Word and Endnote simply because that is how they've seen things done. A previous commenter said that he trained his secretary to use LaTeX in two days, but not all researchers have ready access to two days of individualized tutoring by an expert. N nThe best way to get the word out about new ideas is through other free resources - notably Wikibooks is developing a substantial LaTeX and BibTeX resource:; Wikipedia also provides background information ( ). Those familiar with these programs' capabilities can help by working to develop these resources further. N nAs funding for the NSF and NIH grows, the price of proprietary software or the time lost to reformatting can accumulate into a significant waste of taxpayer money. In order to justify the spending increases, the scientific community needs to keep this under control. I don't think standardizing on LaTeX makes much more sense than standardizing on Word. As a LaTeX user, it would make my life easier, but at the cost of inconveniencing people who prefer Word. It would make far more sense for journals to support and encourage the use of an open document format. N nIf users turned around and demanded that software companies supported well-documented, open formats, converting back and forth between LaTeX-style markup and word processor-style display would be much stabler than it is now. We'd all be better off if software companies started competing to produce the tool that makes it easiest to achieve the desired format, rather than competing to produce the cleverest proprietary format. N nIt's a shame that Microsoft put so much energy into undermining the recent efforts to establish a single open document standard. We'll continue to suffer in this Tower of Babel until we start standing up for ourselves, and refuse to use products that put the computer companies' interests before our own. N nMore info on the n. I am a biologist and a self-taught LaTeX user. None of my colleagues use LaTeX, which is very unfortunate for me because I could use the input from others (yes, I'm aware of the copious documentation available online). Moreover, I cannot see a day when biologists voluntarily begin to use LaTeX; there is no incentive to do so and most are just too bogged down with things they HAVE to do rather worry about things they should do (like learn a superior document prep system). N nThat said, it is indeed easy to create a basic document with LaTeX. However, I have found it very challenging to produce a complex document with lots of figures, tables, bibliography, etc., i.e, a manuscript or grant proposal. It seems like there's always something that goes wrong with my markup (unlike Word where something just always goes wrong!). N nSo if my experience is any guide, it'll be a tough sell getting my colleagues to switch to LaTeX. A better solution would be for journals to adopt content management systems and allow users to upload plain-text documents. At least that way authors can stick to a simple format and not have to re-do everything after a (seemingly inevitable) rejection. N nThanks for bringing up this subject. I have to sit on the fence for this. N nAs a long-time LaTeX user and tech doc author I fully support the use of LaTeX where relevant (and like Amy, my consultancy provides services to back this up). N nBut as a document engineer I haven't authored in LaTeX for 20 years.it's all been SGML and XML, transformed to HTML for the web, and to LaTeX when PDFs are needed. N nBut we deal with books and articles by scientists and non-scientists, from academic and from business fields, in LaTeX, Word, and formats you won't have come across (or want to:-) and the two overriding problems are over-formatting and inconsistency. N nMany authors seem unable to grasp that the final margins will not be the margins they are using; the layout will not be the one they imagine; the final typeface will often not be the one they are using; and the house rules may be radically different from their own usage. They spend hours on formatting submissions, and are surprised when told that every scrap of their formatting will be ripped out and the whole thing done from scratch. N nEven some of the best-known names in the field are hopelessly inconsistent at times, jumping from a section to a subsubsection without going through an intervening subsection, and then being surprised when the subsubsection gets numbered 3.0.1:-). 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I use the PNAS template and compile with pdflatex under MacOSX 10.9.2 and MacTeX 2013 or 2014 (tried both). Here's the very simple.tex A full template and example to help you write a citation for How to cite a Website in PNAS How to cite a Website in PNAS style; How to cite a Journal in The term academic journal applies to all scholarly Here are some examples of academic journals in some fields: Scientific Journals. Nature; PNAS; Physical Review The term academic journal applies to all scholarly Here are some examples of academic journals in some fields: Scientific Journals. Nature; PNAS; Physical Review Discover a faster, simpler path to publishing in a high-quality journal. PLOS ONE promises fair, PLOS provides a template for LaTeX submissions. Add a PNAS template #72. A template based on the official PNAS LaTeX template header blocks to be as consistent as possible across journal formats, Latest Front Matter. Journal Club. 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With over 20 million stunning photos to choose from we’ve got what you need! Venn Diagram Template Word – zweixl.de Download editabletemplates.com’s Venn Diagram Microsoft Word Template Design now. 2/20/2018 0 Comments Microsoft Word Seminar Invitation Template: full version free software download**Templates** • Templates vs. Documents • Using a Template • Creating a New Template • Editing a Template • Adding a Workgroup Template folder • Showing the Developer Tab • Using a Global Template **Creating and Using Forms** • Inserting Content Controls • Turning On/Off Design Mode • Inserting a Repeating Section • Setting Content Control Properties • Changing Placeholder Text • Inserting Content Control Properties • Changing Placeholder Text • Protecting a Form from Changes • Unprotecting a Form • Protecting only Parts of a Form • Accessing the Forms to Fill it Out. ![]() ![]() ![]() Click here to request text customization for this template! Printable poker night Microsoft Word invitation template perfect for celebrating that special guy. 16+ Seminar Invitation Templates – Free Sample. Wide range of seminar invitation templates from where you can. Event Flyer Templates in Microsoft Word. Sample Wording Here are some invitation wording ideas to suit various party themes: Generic party invitation: You’re invited! Please join us to help celebrate [event]. Halloween party invitation: Come and join us if you dare. You’re invited to a Halloween scare! Retirement party invitation: We invite you to join in the celebration of [name]’s retirement after [number] years! Housewarming party invitation: The scenery has changed, and the address is new, but our door’s always open to family and friends like you. Please stop by and see our new home! Corporate party invitation: To express our sincere appreciation for all you do, you are cordially invited to a Client Appreciation Dinner. Please join us for dinner and drinks at [venue.] Block party invitation: Meet, greet and eat with neighbors at our first annual Summer Block Party. Summer party invitation: Come dressed in Hawaiian. The theme is set. We’re throwing a luau you’ll never forget. Birthday party invitation: We’re blowing up balloons and icing the cake! There’s a big birthday party that we hope you can make! Baby shower invitation: They’re expecting a baby, a new bundle of joy. A very special gift, be it a girl or a boy! Valentine party invitation: You and your valentine are lovingly invited to a Valentine’s Day Dinner Party. Going away party invitation: [Honoree’s name] is leaving to set sail on a new adventure. Come along and wish [him/her] well as [he/she] embarks on [his/her] journey. Pool party invitation: The sun is hot, but the water is cool. Join us for a summer party by the pool. 1920s party invitation: [Honoree’s name] is turning 30! Let’s help [him/her] say goodbye to [his/her] roaring 20s. Costumes are a must! Graduation party invitation: Graduating Class of [year]. Please come and celebrate with us at a graduation dinner for [honoree’s name.] Bridal shower invitation: Let’s wrap up our best wishes and shower the bride with love! We’re throwing a Bridal Shower for [honoree’s name.] Bachelor party invitation: [Honoree’s name] is tying the knot! Join us for one last evening of fun. Vintage tea party invitation: You are cordially invited to attend a ladies’ afternoon tea. Tea hats and pearls encouraged. Garden party invitation: The table is set and the garden is ready! ![]() Please join us for our first annual Garden Party. Christmas party invitation: Christmas comes but once a year; let’s get together for some holiday cheer! You and a guest are cordially invited to our Annual Christmas Party. Jewelry party invitation: Every girl needs some bling! Join us for cocktails and sparkle at our girls night in hosted by [host’s name.] Video game party invitation: Game on! It’s time to take fun to the next level for [honoree’s name]’s birthday. Learn also how to customize your. For more ideas, have hundreds of invitation wording samples for almost any party or event you can think of! Free Examples Pressed for time to create an invitation? Not sure how to design a party invitation? Download one of our free party invitation templates, all professionally designed in Word. Whether the invitation is for an informal event such as a barbecue or pool party, or a more formal gathering like a baby shower or wedding, our templates make it easy to create eye-catching invitations without the need to spend hours crafting them. Because the templates are formatted for you, you won’t have to figure out where to place the personalized information or graphics, or which font would work best. The entire process is streamlined to save you time, while still giving you the creativity to make your invitations feel personal. Simply select the template you want and customize the key elements.Templates below are generic and can be customized to suit most events. For more specific examples, check out our, and. Formal When hosting high-end events, company customers and important guests are often invited. Choose formal language, such as: • You are cordially invited to attend [event name.] • We request the honor of your presence at [event name.] • The pleasure of your company is requested to celebrate the holiday season. When designing a formal invitation, it is best to choose a neutral color palette and use classic, traditional imagery. You should also use a font type that brings a touch of elegance to your design. Here are some of the formal events you can use these templates for: • Wedding • Annual ball • Rehearsal dinner • Cocktail party. Casual Casual, or informal events, can be anything from an internal event at a small company to a party for friends and family. There is no need to use sophisticated-sounding words here; opt for short and simple text instead: • You’re invited to an [event type] for family and friends. • Come and celebrate with us! We’re hosting a [party type]. We hope you’ll join us! • Please join us for an evening of drinks and dancing. With this type of event, you have a lot of freedom when designing your invitation. This is your chance to use bold colors, fun fonts and eye-catching images to suit your event. Just a few casual events you could use our templates for: • Pool party • Kids birthday party • Housewarming party • Baby shower. Corporate You may be hosting an internal company celebration or inviting clients to your corporate event. Either way, the language used in your invitation doesn’t need to be overly formal, but it should not be casual either. Set a professional tone by choosing the same language that is used for inter-office communication. Here are some wording ideas for holiday-season corporate events: • You’re invited to an evening of laughter and good cheer at the office holiday party! • It’s that time of year again! [Company] invites you to the annual office Christmas party. • To celebrate another great year, please join us for dinner, drinks and holiday cheer. Here are some corporate events you can use these examples for: • Office party • Golf tournament • Grand opening • Client appreciation dinner. ![]() The expense report templates available online to download and work with in Microsoft Word are an excellent resource for a small business operator looking to track costs. Templates can be customized with the text that is pertinent to your particular line of business. With the design already there for you, all you will have to do is choose the most applicable template and then customize it with the information, schedule, and what you’re tracking which is pertinent and specific to your business. Furthermore, just looking at the sample expense report templates they have available in template form will help you understand what you will need and want on yours. Using this method saves you the time and trouble involved in creating them from scratch, plus Word is fairly easy to operate in. Here are the easy steps you should follow: 1) Start by accessing the available Word templates for expense reports offered at at 2) Browse this collection of templates and choose the one that is geared toward your purpose with the layout, design, and color scheme you want that best meets the purpose and criteria. 3) Click on the title of that template (it will then appear on its own for a closer inspection), then click “Download' after which you simply agree to their user license agreement. ![]() (You might have to install an Active X plug in for Internet Explorer if you don’t already have it but if you have any problems here, the instructions to update or fix the problem pops up.) 4) Open the free template you downloaded in Word and follow the simple instructions to manipulate the text and insert and remove the headings you see fit. 5) Proof the final document to make sure all the information is correct and print it for distribution. ![]() Tag – Expense. All of our expense forms, templates and worksheets are designed for tracking various costs associated with business or personal business. Most of our expense forms are available for free download or have a free version. Due to the nature of expense forms, most of these documents will come in Microsoft. Feb 28, 2009 Creating an expense report using word is very easy when you download a template for the job. Microsoft Word offers an extremely easy way. You can import the address data on the Microsoft Excel spreadsheet into Microsoft Word and make labels out of them with Word’s Mail Merge feature. The process does take, but saves quite a bit of time in the long run. Those precise steps vary based on which version of Microsoft Office you are using, but generally goes like this: You set up a label template in Word, format the type in the text field, import the data from the Excel spreadsheet with the mail merge command and then print the labels. (A gives you an idea of what to expect.) Microsoft’s site has its own, as well as the steps for. Once you get the addresses set up, you just need the blank labels to run through the printer. Word’s Labels tool can create templates for a variety of popular adhesive label sheets from Avery and other office-supply companies, including the common Avery 5160 style that fits 30 labels per sheet. If you are unfamiliar with some of Word’s more advanced features, using the mail merge feature may take a bit of practice. Microsoft has an and a that further explain how to use it. Applies to templates for preformatted paper or to Avery labels or similar. If you miss being able to see the 'boundaries' of where to type text on a template such as for Avery labels, here is what you need to do. Those 'boundaries' are called gridlines. To bring them up: + Download and open your template. The only thing you will see is a funny symbol at the top left of your form. ![]() ![]() ![]() That is a Table Anchor. You can play with it later, if you need to. + Look on the ribbon toward the right for a Tab called Layout, and click it. Should be under a, shall we call it meta-tab?, called Table Tools. A 'new' ribbon contents should show up. + On the left, in the Table section of this ribbon, there is an item called 'View Gridlines'. ![]() Avery 5160 has 30 labels to the page. Create a mail merge document normally using the 5160 template and then update the fields Mailmerge with Word 2007/2010 You will. Use Avery Templates In WordUse Avery Templates In WordTemplate For Easy L Address Labels 1 X 4 5161 Avery ComPrint Shipping Labels Our Wl 75 Same Size Avery 5161. Microsoft Word 2007 (1) Platforms. 5161, 5261, 5961, 8161, 8461, 5661. For all versions of Microsoft Word Compatible Products: 5161. Click it, and your 'boundaries' will show up again. Made this note as it took me close to 2 hrs and plenty of detours to find out how to bring out the gridlines again. I was not using the magic word 'gridline' on the Help menu. Sponsored Links. Perhaps it would help if you downloaded the Excel spreadsheet that tells you where legacy commands are now located (Word command reference.xls). I click on the 'Table menu' tab and see that Table| Show Gridlines is at Table Tools| Layout| Table| Show Gridlines. -- Suzanne S. Barnhill Microsoft MVP (Word) Words into Type Fairhope, Alabama USA Word MVP FAQ site: Email cannot be acknowledged; please post all follow-ups to the newsgroup so all may benefit. 'LAMP90' wrote in message news:[email protected]. > Applies to templates for preformatted paper or to Avery labels or similar. > > If you miss being able to see the 'boundaries' of where to type text on a > template such as for Avery labels, here is what you need to do. Those > 'boundaries' are called gridlines. > > To bring them up: > > + Download and open your template. The only thing you will see is a funny > symbol at the top left of your form. That is a Table Anchor. You can play > with it later, if you need to. > > + Look on the ribbon toward the right for a Tab called Layout, and click it. > Should be under a, shall we call it meta-tab?, called Table Tools. A 'new' > ribbon contents should show up. > > + On the left, in the Table section of this ribbon, there is an item called > 'View Gridlines'. Click it, and your 'boundaries' will show up again. > > Made this note as it took me close to 2 hrs and plenty of detours to find > out how to bring out the gridlines again. I was not using the magic word > 'gridline' on the Help menu. Sorry if I sound clueless (I am), but where can I download this Excel spreadsheet? Barnhill' wrote: > Perhaps it would help if you downloaded the Excel spreadsheet that tells you > where legacy commands are now located (Word command reference.xls). I click > on the 'Table menu' tab and see that Table| Show Gridlines is at Table > Tools| Layout| Table| Show Gridlines. > > -- > Suzanne S. Barnhill > Microsoft MVP (Word) > Words into Type > Fairhope, Alabama USA > Word MVP FAQ site: > Email cannot be acknowledged; please post all follow-ups to the newsgroup so > all may benefit. > > 'LAMP90' wrote in message > news:[email protected]. > > Applies to templates for preformatted paper or to Avery labels or similar. > > > > If you miss being able to see the 'boundaries' of where to type text on a > > template such as for Avery labels, here is what you need to do. Those > > 'boundaries' are called gridlines. > > > > To bring them up: > > > > + Download and open your template. The only thing you will see is a funny > > symbol at the top left of your form. That is a Table Anchor. You can > play > > with it later, if you need to. > > > > + Look on the ribbon toward the right for a Tab called Layout, and click > it. > > Should be under a, shall we call it meta-tab?, called Table Tools. A > 'new' > > ribbon contents should show up. > > > > + On the left, in the Table section of this ribbon, there is an item > called > > 'View Gridlines'. Click it, and your 'boundaries' will show up again. > > > > Made this note as it took me close to 2 hrs and plenty of detours to find > > out how to bring out the gridlines again. I was not using the magic word > > 'gridline' on the Help menu. I was afraid you would ask that. The link has been posted here a few times, but I haven't paid that much attention since I already had the spreadsheet. Google helps, however. The online interactive reference guide is at There's another article at that has a link at the bottom to an.xls file that may be the one I have. There's a download at that may be helpful (but it still requires Internet access to be used). -- Suzanne S. Barnhill Microsoft MVP (Word) Words into Type Fairhope, Alabama USA Word MVP FAQ site: Email cannot be acknowledged; please post all follow-ups to the newsgroup so all may benefit. 'LAMP90' wrote in message news:[email protected]. > Sorry if I sound clueless (I am), but where can I download this Excel > spreadsheet? > > 'Suzanne S. Barnhill' wrote: > > > Perhaps it would help if you downloaded the Excel spreadsheet that tells you > > where legacy commands are now located (Word command reference.xls). I click > > on the 'Table menu' tab and see that Table| Show Gridlines is at Table > > Tools| Layout| Table| Show Gridlines. > > > > -- > > Suzanne S. Barnhill > > Microsoft MVP (Word) > > Words into Type > > Fairhope, Alabama USA > > Word MVP FAQ site: > > Email cannot be acknowledged; please post all follow-ups to the newsgroup so > > all may benefit. > > > > 'LAMP90' wrote in message > > news:[email protected]. > > > Applies to templates for preformatted paper or to Avery labels or similar. > > > > > > If you miss being able to see the 'boundaries' of where to type text on a > > > template such as for Avery labels, here is what you need to do. Those > > > 'boundaries' are called gridlines. > > > > > > To bring them up: > > > > > > + Download and open your template. The only thing you will see is a funny > > > symbol at the top left of your form. That is a Table Anchor. You can > > play > > > with it later, if you need to. > > > > > > + Look on the ribbon toward the right for a Tab called Layout, and click > > it. > > > Should be under a, shall we call it meta-tab?, called Table Tools. A > > 'new' > > > ribbon contents should show up. > > > > > > + On the left, in the Table section of this ribbon, there is an item > > called > > > 'View Gridlines'. Click it, and your 'boundaries' will show up again. > > > > > > Made this note as it took me close to 2 hrs and plenty of detours to find > > > out how to bring out the gridlines again. I was not using the magic word > > > 'gridline' on the Help menu. The link to download an Excel workbook with the legacy Office 2003 actions seems to be this one: As of now, I can just copy and paste (and 'unwrap') this link, and I will get an immediate prompt to download an Excel file. This file is a workbook with a number of tabs: an Introduction, and then each tab after that matches its Office 2003 menu bar entry: File, Edit. Is that your toolbar? Can you upload your Excel workbook in some web site you control? Also downloaded the interactive guide, but I prefer a more 'passive' content, such as a workbook. Both seem to have the same content. Thanks so much for all your references! Still, I have to say that I hold onto my post. None of these resources go deep enough in the menu to get to the (lack of) gridlines issue. I had quite a few users that think Office 2007 is broken just because of these gridlines. Frankly, I was surprised there was no posting addressing this specific question. But, thanks so much, all in all! Barnhill' wrote: > I was afraid you would ask that. The link has been posted here a few times, > but I haven't paid that much attention since I already had the spreadsheet. > > > Google helps, however. The online interactive reference guide is at > > > There's another article at > > that has a link at the bottom to an.xls file that may be the one I have. > > There's a download at > > that may be helpful (but it still requires Internet access to be used). > > -- > Suzanne S. Barnhill > Microsoft MVP (Word) > Words into Type > Fairhope, Alabama USA > Word MVP FAQ site: > Email cannot be acknowledged; please post all follow-ups to the newsgroup so > all may benefit. > > 'LAMP90' wrote in message > news:[email protected]. > > Sorry if I sound clueless (I am), but where can I download this Excel > > spreadsheet? > > > > 'Suzanne S. Barnhill' wrote: > > > > > Perhaps it would help if you downloaded the Excel spreadsheet that tells > you > > > where legacy commands are now located (Word command reference.xls). I > click > > > on the 'Table menu' tab and see that Table| Show Gridlines is at Table > > > Tools| Layout| Table| Show Gridlines. > > > > > > -- > > > Suzanne S. Barnhill > > > Microsoft MVP (Word) > > > Words into Type > > > Fairhope, Alabama USA > > > Word MVP FAQ site: > > > Email cannot be acknowledged; please post all follow-ups to the > newsgroup so > > > all may benefit. > > > > > > 'LAMP90' wrote in message > > > news:[email protected]. > > > > Applies to templates for preformatted paper or to Avery labels or > similar. > > > > > > > > If you miss being able to see the 'boundaries' of where to type text > on a > > > > template such as for Avery labels, here is what you need to do. Those > > > > 'boundaries' are called gridlines. > > > > > > > > To bring them up: > > > > > > > > + Download and open your template. The only thing you will see is a > funny > > > > symbol at the top left of your form. That is a Table Anchor. You can > > > play > > > > with it later, if you need to. > > > > > > > > + Look on the ribbon toward the right for a Tab called Layout, and > click > > > it. > > > > Should be under a, shall we call it meta-tab?, called Table Tools. A > > > 'new' > > > > ribbon contents should show up. > > > > > > > > + On the left, in the Table section of this ribbon, there is an item > > > called > > > > 'View Gridlines'. Click it, and your 'boundaries' will show up again. > > > > > > > > Made this note as it took me close to 2 hrs and plenty of detours to > find > > > > out how to bring out the gridlines again. I was not using the magic > word > > > > 'gridline' on the Help menu. > > > > > > >. Yes, that sounds like the one I have. What confused me was that the.xls to be downloaded was not named 'Word command reference.xls.' Either MS has changed the name of the file to be downloaded, or I changed it after downloading, and at this point I couldn't tell you which was the case. -- Suzanne S. Barnhill Microsoft MVP (Word) Words into Type Fairhope, Alabama USA Word MVP FAQ site: Email cannot be acknowledged; please post all follow-ups to the newsgroup so all may benefit. 'LAMP90' wrote in message news:[email protected]. > The link to download an Excel workbook with the legacy Office 2003 actions > seems to be this one: > > > As of now, I can just copy and paste (and 'unwrap') this link, and I will > get an immediate prompt to download an Excel file. > This file is a workbook with a number of tabs: an Introduction, and then > each tab after that matches its Office 2003 menu bar entry: File, Edit. > Is that your toolbar? Can you upload your Excel workbook in some web > site you control? > Also downloaded the interactive guide, but I prefer a more 'passive' > content, such as a workbook. Both seem to have the same content. > Thanks so much for all your references! > Still, I have to say that I hold onto my post. None of these resources go > deep enough in the menu to get to the (lack of) gridlines issue. I had quite > a few users that think Office 2007 is broken just because of these gridlines. > Frankly, I was surprised there was no posting addressing this specific > question. > But, thanks so much, all in all! > 'Suzanne S. Barnhill' wrote: > > > I was afraid you would ask that. The link has been posted here a few times, > > but I haven't paid that much attention since I already had the spreadsheet. > > > > > > Google helps, however. The online interactive reference guide is at > > > > > > There's another article at > > > > that has a link at the bottom to an.xls file that may be the one I have. > > > > There's a download at > > > > that may be helpful (but it still requires Internet access to be used). > > > > -- > > Suzanne S. Barnhill > > Microsoft MVP (Word) > > Words into Type > > Fairhope, Alabama USA > > Word MVP FAQ site: > > Email cannot be acknowledged; please post all follow-ups to the newsgroup so > > all may benefit. > > > > 'LAMP90' wrote in message > > news:[email protected]. > > > Sorry if I sound clueless (I am), but where can I download this Excel > > > spreadsheet? > > > > > > 'Suzanne S. Barnhill' wrote: > > > > > > > Perhaps it would help if you downloaded the Excel spreadsheet that tells > > you > > > > where legacy commands are now located (Word command reference.xls). I > > click > > > > on the 'Table menu' tab and see that Table| Show Gridlines is at Table > > > > Tools| Layout| Table| Show Gridlines. > > > > > > > > -- > > > > Suzanne S. Barnhill > > > > Microsoft MVP (Word) > > > > Words into Type > > > > Fairhope, Alabama USA > > > > Word MVP FAQ site: > > > > Email cannot be acknowledged; please post all follow-ups to the > > newsgroup so > > > > all may benefit. > > > > > > > > 'LAMP90' wrote in message > > > > news:[email protected]. > > > > > Applies to templates for preformatted paper or to Avery labels or > > similar. > > > > > > > > > > If you miss being able to see the 'boundaries' of where to type text > > on a > > > > > template such as for Avery labels, here is what you need to do. Those > > > > > 'boundaries' are called gridlines. > > > > > > > > > > To bring them up: > > > > > > > > > > + Download and open your template. The only thing you will see is a > > funny > > > > > symbol at the top left of your form. That is a Table Anchor. You can > > > > play > > > > > with it later, if you need to. > > > > > > > > > > + Look on the ribbon toward the right for a Tab called Layout, and > > click > > > > it. > > > > > Should be under a, shall we call it meta-tab?, called Table Tools. A > > > > 'new' > > > > > ribbon contents should show up. > > > > > > > > > > + On the left, in the Table section of this ribbon, there is an item > > > > called > > > > > 'View Gridlines'. Click it, and your 'boundaries' will show up again. > > > > > > > > > > Made this note as it took me close to 2 hrs and plenty of detours to > > find > > > > > out how to bring out the gridlines again. I was not using the magic > > word > > > > > 'gridline' on the Help menu. > > > > > > > > > > > > Sponsored Links. Note: Your form is saved automatically while you create it. • For choice questions, enter the text you want to display for the question and each of the choices. Want to add more choices? Click Add Option to add more choices than the default two choices. ![]() ![]() ![]() Outlook Forms. Create an Outlook Form Add-ins Overview Troubleshooting Forms Customizing Forms Using Form Regions Form Regions Create a Form Region Customizing Forms Using Form Pages Setting Default Properties for a Form Setting the Attributes of a Form Testing and Publishing. Click Add “Other” Option to add a choice option that displays the text Other. To remove a choice, click the trash can button next to it. You can also choose to make a question required or allow multiple choices for a question by changing the settings at the bottom of the question. To have Microsoft Forms randomly shuffle the order of the options displayed to users of the form, click the ellipses button (.) and then click Shuffle options. Tip: Click the ellipses button ( ) and then click Subtitle to add a subtitle for a question. Some choice questions will trigger auto suggestions. Click on the suggested options to add as choices. In the following example, Monday, Wednesday, and Friday are selected. • Click Add Question to add more questions to your form. To change the order of the questions, click the Up or Down arrows on the right side of each question. For text questions, select the Long Answer option if you want a larger text box displayed on the form. Tip: To copy a question, select it and then click the Copy Question button in the upper right corner. • Text questions also allow you to set restrictions when you need to have numbers as the answer. Click the ellipses button ( ) and then click Restrictions. You can choose to restrict the numbers by selecting from the various options such as Greater than, Less than, Between, and many others. • Click Preview at the top of the design window to see how your form will look on a computer. If you want to test your form, enter answers for the questions in preview mode and then click Submit. • Click Mobile to see how your form will look on a mobile device. Click Back when you are finished previewing your form. Note: Your form is saved automatically while you create it. • For choice questions, enter the text you want to display for the question and each of the choices. Want to add more choices? Click Add Option to add more choices than the default two choices. Click Add “Other” Option to add a choice option that displays the text Other. To remove a choice, click the trash can button next to it. You can also choose to make a question required or allow multiple choices for a question by changing the settings at the bottom of the question. To have Microsoft Forms randomly shuffle the order of the options displayed to users of the form, click the ellipses button (.) and then click Shuffle options. Tip: Click the ellipses button ( ) and then click Subtitle to add a subtitle for a question. Some choice questions will trigger auto suggestions. Click on the suggested options to add as choices. In the following example, Monday, Wednesday, and Friday are selected. • Click Add Question to add more questions to your form. To change the order of the questions, click the Up or Down arrows on the right side of each question. For text questions, select the Long Answer option if you want a larger text box displayed on the form. Tip: To copy a question, select it and then click the Copy Question button in the upper right corner. • Text questions also allow you to set restrictions when you need to have numbers as the answer. Click the ellipses button ( ) and then click Restrictions. You can choose to restrict the numbers by selecting from the various options such as Greater than, Less than, Between, and many others. • Click Preview at the top of the design window to see how your form will look on a computer. If you want to test your form, enter answers for the questions in preview mode and then click Submit. • Click Mobile to see how your form will look on a mobile device. Click Back when you are finished previewing your form. Note: Your form is saved automatically while you create it. • For choice questions, enter the text you want to display for the question and each of the choices. Want to add more choices? Click Add Option to add more choices than the default two choices. Click Add “Other” Option to add a choice option that displays the text Other. To remove a choice, click the trash can button next to it. You can also choose to make a question required or allow multiple choices for a question by changing the settings at the bottom of the question. To have Microsoft Forms randomly shuffle the order of the options displayed to users of the form, click the ellipses button (.) and then click Shuffle options. Tip: Click the ellipses button ( ) and then click Subtitle to add a subtitle for a question. Some choice questions will trigger auto suggestions. Click on the suggested options to add as choices. In the following example, Monday, Wednesday, and Friday are selected. • Click Add Question to add more questions to your form. To change the order of the questions, click the Up or Down arrows on the right side of each question. For text questions, select the Long Answer option if you want a larger text box displayed on the form. Tip: To copy a question, select it and then click the Copy Question button in the upper right corner. • Text questions also allow you to set restrictions when you need to have numbers as the answer. Click the ellipses button ( ) and then click Restrictions. You can choose to restrict the numbers by selecting from the various options such as Greater than, Less than, Between, and many others. • Click Preview at the top of the design window to see how your form will look on a computer. If you want to test your form, enter answers for the questions in preview mode and then click Submit. • Click Mobile to see how your form will look on a mobile device. Click Back when you are finished previewing your form. To get started with building a form, follow these steps: • Sign in to Office 365 with your school or work credentials. • Open the OneNote notebook in which you want to insert a form. • On the Insert tab, select Forms. • A Forms for OneNote panel will open and dock on the right side of your OneNote notebook. • Click Sign in. • When you see the message, 'Forms for OneNote wants to display a new window,' click Allow. • In the Forms for OneNote panel, you'll now see a list of any forms and quizzes you've created. • Under My Forms, click New Form to begin creating a form. A new window will open with a blank form and default title ('Untitled form'). • Click on the default title to add your own. You can also add a description for your form. • Click Add Question to add a new question to the form. You can choose to add Choice, Text, Rating, or Date questions. Note: Your form is saved automatically while you create it. In the Forms for OneNote panel, you'll see your new form listed under My Forms. • For choice questions, enter the text you want to display for the question and each of the choices. Want to add more choices? Click Add Option to add more choices than the default two choices. Click Add “Other” Option to add a choice option that displays the text Other. To remove a choice, click the trash can button next to it. You can also choose to make a question required or allow multiple choices for a question by changing the settings at the bottom of the question. To have Microsoft Forms randomly shuffle the order of the options displayed to users of the form, click the ellipses button (.) and then click Shuffle options. Tip: Click the ellipses button ( ) and then click Subtitle to add a subtitle for a question. Some choice questions will trigger auto suggestions. Click on the suggested options to add as choices. In the following example, Monday, Wednesday, and Friday are selected. • Click Add Question to add more questions to your form. To change the order of the questions, click the Up or Down arrows on the right side of each question. For text questions, select the Long Answer option if you want a larger text box displayed on the form. Tip: To copy a question, select it and then click the Copy Question button in the upper right corner. • Text questions also allow you to set restrictions when you need to have numbers as the answer. Click the ellipses button ( ) and then click Restrictions. You can choose to restrict the numbers by selecting from the various options such as Greater than, Less than, Between, and many others. • Click Preview at the top of the design window to see how your form will look on a computer. If you want to test your form, enter answers for the questions in preview mode and then click Submit. • Click Mobile to see how your form will look on a mobile device. Click Back when you are finished previewing your form. • Your newly created form will appear at the top of your My forms list under the New Form and New Quiz buttons. • When you're ready, you can. Got feedback on Microsoft Forms? We'd love to hear from you! In the upper right corner of the Microsoft Forms window, click More Options (.) > Feedback. You can also visit the Microsoft Forms to provide suggestions and vote on ideas others have already submitted. Your Problem You need to document and communicate your marketing plan. It is required that you share with your team the details regarding your marketing strategy through a PowerPoint presentation. Our Solution We created a Marketing Plan presentation template to help you document and communicate your marketing plan. This document consists of seven stages, each designed to facilitate analysis, planning, and communication of your strategic marketing plan. The basic sections of this Marketing Plan presentation are: Aspiration, Situation, Objective, Strategy, Content, Technology, and Budget. Each section discusses the most relevant information regarding your company's marketing plan (Key stats, SWOT, Objectives, products, channels used, etc). ![]() In this resource you will find links to additional Demand Metric tools & templates, which can be used to help you understand each component of strategic marketing plans with our video tutorials, providing you with more confidence when presenting to senior-level stakeholders. Key Benefits • provides links to other tools & templates • easy to edit and add/delete slides • stages are clearly defined & color-coded • save 20 hours on planning & formatting • professionally designed and written Estimated Time Required: 10 Hours Skills Required: Marketing Planning Microsoft PowerPoint Presentation. • • • • • • • A is important for a business because it is a roadmap for the direction, objectives and activities of the key marketing elements of a business. The marketing plan narrows down the perspectives outlined in a business plan and provides strategies for making a product or service commercially viable. The Free Marketing Strategy Template for Word allows you to create a tactical and well-written marketing plan that lists action items, expectations and strategy around a firm’s product or service. This Powerpoint template has been designed by professional designers from TemplateMonster - that means years of design experience and a very special approach to. Marketing Plan Template Sets for PowerPoint. Countries Marketing Plan| Worldwide Marketing Template. Business Plan Templates are created for the Microsoft. Blue Marketing Plan Template for PowerPoint is a complete presentation template for Marketing professionals who need to present a Marketing Plan using Microsoft. ![]() You can use this to develop a marketing plan for your own company. Clean and Streamlined Template This Word 2013 template is a professionally designed, streamlined and clean template to make your presentation look professional and put-together. Its front page gives you enough space to put your logo. The font used throughout the template is in clean Calibri, to go with the overall minimalist look. The information is presented in a straightforward manner, without making the document look boring or text-heavy. The template already has headers that indicate that the document is “Confidential”, with footers that display the Date and Title of the Document. Another feature to this template is that it complements other business templates found in the Office portal in terms of unified designs and formatting. Your Map to Marketing Success This Marketing Plan template helps you map out an effective marketing strategy by providing you an outline of all the information you need. The body of the marketing plan template has the following: • Plan Overview • Objective • Target Market • Message Summary • Call to Action • Process • Opportunity Qualification Process and Criteria • Project Plan The Free Marketing Strategy Template contains your research on product demographics as well as other information about key marketing factors. ![]() You can add tables and charts within this template to further present information in a more visual manner. This template states the Budget required for the Project Plan. In this portion, you can compile a list of pertinent items for your budget and your event. This template also has a Campaign Sign-Off at the end of the template. Related Posts • When deciding on what to do with your company and where you want it to go, it’s important to have a Marketing Plan. A Marketing • Sales Strategy Template is a free Word template that you can use to prepare a business presentation or sales strategy proposal. This free business document • Free Marketing Plan Template for PowerPoint Presentations is a free PowerPoint template for marketing plans that you can use as an outline template to make • A channel marketing plan gives a company a general outlook on the potential of a certain channel before taking marketing action on it. The major • The Free Business Plan Template for Word 2013 is a Word document template for start-up businesses. The free Word document template helps business owners create their. To download the editable version of this document, go to www.slidebooks.com Marketing plan template in Powerpoint created by former Deloitte management consult. FREE Download link: 26 slides, 16:9HD and 4:3, PowerPoint.pptx, iPad ready, full editable, Drag & Drop. 5 Pre-made color: emerald. ![]() Advertisement Dealing with loan payment, both a company or business and a person need something smart which can help them in avoiding any bad credit history. Loan Amortization Schedule Calculator is a good tool to illustrate loan payment in advance. It will help them decide which financial terms that will fit their budget. By using this calculator, people will be able to find out the total amount for each loan payment in certain period of time, along with the interest they have to count. The exact amount of the interest and total payment can be differentiated clearly. By comprehending this information, people can estimate loan payment and anticipate any unpaid credit. If you plan to apply for loan, you can use these loan amortization calculators for your purpose. ![]() There are several models you can choose to simulate your loan. Loan Amortization Calculator This template can be called mortgage payment calculator. Within the sense of property, people has been familiar with a term called mortgage though they might do not have any idea of its meaning. Well, speaking in shorter way, mortgage is a debt instrument on which borrower must pay back to specified property agency. In broader sense, mortgage should be paid under specific condition that has been agreed by debtor and creditor beforehand. To calculate how many payments that should be paid, one can use mortgage payment calculator, which is easy to find through both manual way and online way. ![]() Basically, this is the basic template to calculate loan amortization not in table format. It just calculate the total amount of interest and payment that you should pay monthly. (14.5 KiB, 275 hits) Basic Loan Amortization Schedule Easy to use Basic Loan Amortization Schedule simply comes from two main words, calculator and amortization. As we know, amortization is the loan payment. This word is taken because all calculation made through this calculator is based on amortization process. There are some related terms used in this calculator, such as ‘annuity’ which refers to the amount of periodic payment, ‘principal amount’ which stands for initial net payment, ‘interest’ for the followed interest rate (which depends on what period used for payment, for instance: monthly), and ‘number of payment’ which states how many payments should be made during certain period. In order to use this schedule, enter required data in respective fields on top of amortization schedule table. ![]() Once all data are inputted, loan amortization schedule will be revealed. (93.0 KiB, 305 hits) Loan Amortization Schedule with Chart This template has a nice layout and chart where you can see how your principal and loan interest are decreased over your loan period. When you want to record all the amount of debt repayment, you can start considering about making a loan amortization table. And if you could visualize the amount in chart, it will help you understanding it well. And, it will help you calculate the rest of your debt and the amount of installment that needs to be paid every month. However, it is sure that such a chart is quite complex, so it will be easier for you to download excel template that can be adjusted with your specific requirement. You can download the template below for your loan payment illustration purposes. It is created in Dashboard style, and you can see monthly payment, total payment, interest including chart, by typing your loan information in related cells. (54.2 KiB, 252 hits) Loan Amortization Schedule with Extra Payments When one signs up for a loan, they are usually invested with interest. At the end of the payment the initial amount you owe and the amount you end up paying is with margin. To reduce the margin, the method of extra payment is an alternative. Thanks to our nascent house hunt, I’ve been trying to back into figures on mortgages and monthly payments. Luckily, Excel has a handy built-in amortization template. Please Note: This article is written for users of the following Microsoft Excel versions: 2007 and 2010. If you are using an earlier version. Microsoft also provides some built-in amortization templates that may have been installed when you installed Excel on your system. If you are using Excel 2007, follow. ![]() Reduction of the interest you carry can be calculated in advance to see how much you can save in the long run. This is where the Extra Payment Calculator comes in as your ultimate device for funding. This Extra Payment Calculator is the follow up of the amortization method. The amortization in the time of the Middle English era was a term used defeat enemies. Amortization meant the process of killing or depleting external harm to keep them safe. The term amortization today is used in a sense that carrying interest from bank loans can be eliminated. A careful and well-calculated extra payment will lead you to faster repayment and a thin margin between the initial loan and the price you end up paying at the end. This Extra Payment Calculator consists of one or two working sheets. The first is to compare how far you are better off if you pay extra. Enter the loan amount and the interest rate below it. The calculator will automatically sum up the monthly, total and total interest payment. Moving on the right hand side of the table, enter the extra payment you plan to put in. The calculation on the bottom-right will re-calculate the margin in terms of the remaining total payment, total interest payment, when the amount can be paid off and the amount of interest you save. If this is exciting enough for you, the second sheet lays out further details of the interest amortization. (242.0 KiB, 292 hits) Loan Amortization Schedule with Balloon Payment For people who have difficulty in finance, borrowing a balloon loan payment can be more beneficial than applying in the conventional loan. It is because the balloon loan has a short payment term, so the borrower will only be charged with lowest interest rate. Many people do not see that danger of the balloon payment, and they do not arrange a strategy to get their debts off them. Having the unorganized balloon payment can make people miss some points that lead to the expiry date of the payment. If it happens, the amount of money that should be paid can be several times higher than the first. This is why people need an assistant to take care their payment schedule, and the balloon calculator can be the solution for that. This calculator can help the borrowers to manage the schedule of amortizing the payment. The borrowers also can find out how long they can get their debt off based on the monthly payment that they have paid to the lenders. When the borrowers want to end the term faster that it is stated, this calculator will give many options related to the amount of the payment and the interest rate. The borrower can give the accurate information about the debt payment in simple access. The borrower who wants to use this balloon calculator just starts from the “input” box. It consists with debts first payment information such as the interest rate, the starting date, the end of the term and also the down principal amount. In the below, there is a chart or schedule of payment. The result will appear in the output box on the right side. (28.4 KiB, 294 hits) In conclusion, you can download all of them, calculate with all loan payment alternatives and adjust it with your own budget. And for finance students, these templates will help you understanding how excel built-in financial functions implemented in loan amortization schedule illustration. In order to use the above Excel Mortgage Calculator, simply enter your mortgage details into the pink-shaded user-input fields (shown on the right above). The details required are the loan amount, the interest rate, the number of years over which the loan is taken out, and the number of payments per year. Once you have entered these details, the summary table at the top-right of the spreadsheet will automatically display a summary of the mortgage payment details, and the mortgage amortization schedule will be displayed in the bottom half of the spreadsheet. If you want the spreadsheet to show the dates of each of the scheduled payments, you must also enter the loan start date into the user-input fields. Once this has been entered, the summary box on the top left of the spreadsheet will display the date of the final payment and the date of each of the scheduled payments will be displayed in the bottom half of the spreadsheet. Functions Used in the Excel Mortgage Calculator Template The following date and financial functions have been used to produce the amortization schedule in the above Excel Mortgage Calculator: Calculates the regular scheduled payment amount. Calculates the Principal part of the regular scheduled payment. Calculates the Interest part of the regular scheduled payment. Calculates the dates of the scheduled payments. The procedure for creating a similar Excel Mortgage Amortization Calculator is explained in detail on the. |
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March 2018
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